This service does not work as a lender and never makes credit decisions. Due to this, the service is unable to provide website users with any information on the rates and fees, APR, non-payment rules, and renewal policy associated with particular short-term loan products and the offers made by the lenders connected with website users. We make every effort, though, to make sure that the lenders in our network strictly abide by all applicable international, federal, state, and local regulations and are able to provide fair lending practices within the industry.

Short-term loans should only be used as a temporary financial tool because they can get quite expensive if they are used for longer periods of time. This credit usually carries relatively high financial charges, rates, and fees. The industry is therefore highly regulated at the federal, state, and local levels. Additionally, the number of organizations, both governmental and non-governmental, that exercise control over the agents in this industry and establish best practices and regulatory protocols continues to grow and develop.

The service is provided at no cost to you. We don't force you to take the first offer that comes along; instead, we give you the freedom to decline unsuitable offers until you are completely satisfied with all of the terms and conditions. Meeting the financial interests of our clients is the primary purpose of our business.

Once your request is approved, the lender will make you an offer that includes the fees and APR, as well as repayment and loan renewal options, if applicable. We advise you to carefully examine the agreement, assess the pros and cons, and educate yourself with all the knowledge you need to avoid getting into an uncomfortable financial scenario.

Your loan agreement contains all the information, including fees, rates, APR, nonpayment rules, and renewal policies, which are subject to state-specific local regulations. On our end, we offer a wealth of knowledge that can assist you in better understanding what a loan is, how it operates, and how to utilize it effectively.

Pay close attention to late payments, which may result in additional fees and a negative impact on your credit score. Contact your lender right away to explore your options if you won't have the money to pay off the loan before the due date. Some lenders may propose to use a loan renewal as a last resort. We advise you to read the renewal policy before accepting the offer because each lender has a different one.

Disclosures described above are for information purposes only. Do not regard them as legal advice.